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2015年6月英語(yǔ)四級(jí)考試作文預(yù)測(cè)：卡奴
作文預(yù)測(cè)：
On Card Slave
“卡奴”是指一個(gè)人使用大量的現(xiàn)金卡、信用卡，但負(fù)擔(dān)不出繳款金額或是以卡養(yǎng)卡、以債養(yǎng)帳等方式，一直在還利息錢(qián)的人。
1. 目前出現(xiàn)許多年輕人變成“卡奴”現(xiàn)象
2. 出現(xiàn)這一現(xiàn)象的原-因
3. 我對(duì)這一現(xiàn)象的看法和建議
參考范文：
On Card Slave
As people change the patterns of consumption, it is common for people to have several cards. Then “Card slave” is coined. “Card slave” refers to people who can only pay the minimum balance on their credit card debt every month. Many youngsters fall under the so-called card-slave category.
The reason behind “card slaves” varies. The fierce competition among banks, Chinese or foreign, encourages them to lure customers to hold more credit cards. Unfortunately, some card holders, especially youngsters with large shopping addictions and small salaries, have outstanding credit card debts and gradually became “card slaves” after reaching their credit card limit on luxury items. Due to their meager salaries, they always live on the edge of bankruptcy.
In my opinion, people should manage their financial affairs. First, only choose the credit cards that suit you the most. Secondly, manage your cards properly. Get some good tips from internet and follow them. Thirdly, increase income and avoid excessive expenses. These tips will help you keep away from the danger of becoming a “card slave”.
參考譯文：
隨著人們改變消費(fèi)的模式,人們普遍有幾個(gè)卡片。則創(chuàng)造了“卡奴”。“卡奴”是指那些只能支付最低余額每月的信用卡債務(wù)。許多年輕人屬于所謂的“卡奴類(lèi)別。
“卡奴”背后的原因各不相同。銀行間激烈的競(jìng)爭(zhēng),中國(guó)或外國(guó),鼓勵(lì)他們以吸引客戶(hù)持有更多的信用卡。不幸的是,一些持卡人,特別是年輕人和大型購(gòu)物成癮和小工資,有杰出的信用卡債務(wù),并逐漸成為“卡奴”在達(dá)到他們的信用卡限制奢侈品。由于他們微薄的薪水,他們總是住在破產(chǎn)的邊緣。
在我看來(lái),人們應(yīng)該管理自己的財(cái)務(wù)。首先,只有選擇最適合你的信用卡。其次,正確地管理你的卡片。從互聯(lián)網(wǎng)和得到一些好的建議。第三,增加收入和避免過(guò)度開(kāi)支。這些提示將幫助您遠(yuǎn)離成為“卡奴”的危險(xiǎn)。
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